![]() ![]() ![]() Forward any such email to the FTC: This email address is being protected from spambots. resolution passed in 2003 that is aimed at enhancing protection measures for identity theft by creating standards for the handling of. If you get an email, see a pop-up ad, or get a phone call from someone claiming to be from or any of the three nationwide consumer reporting companies, do not reply or click on any link in the message. Fair And Accurate Credit Transactions Act - FACTA: A U.S. ![]() If you don't cancel during the trial period, you may be unwittingly agreeing to let the company start charging fees to your credit card.Ī and the nationwide consumer reporting companies will not send you an email asking for your personal information. Want a Free Annual Credit Report The ONLY Official Website is: The federal Fair Credit Reporting Act (FCRA) requires each of the. For example, some sites sign you up for a supposedly "free” service that converts to one you have to pay for after a trial period. In some cases, the "free” product comes with strings attached. Equifax, Transunion and Experian all participate in this site and allow customers to get one report per year from each agency. You should generally receive a credit report ordered by. The best place to get a free credit report is annualcreditreport This website is part of the legally mandated access to one credit report per year for each of the three major credit reporting agencies. Under the Fair and Accurate Credit Transactions Act, an amendment to the federal Fair Credit Reporting Act. Other websites that claim to offer "free credit reports,” "free credit scores” or "free credit monitoring” are not part of the legally mandated free annual credit report program. You may order your free annual credit report in any of these three ways: By phone: Call (877) 322-8228. Get a free copy of your credit report each year. Watch out for "Imposter" websites offering Free Credit Reports!īeware of other websites that look and sound similar! ![]()
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